The main concern for the majority of people looking for insurance is price. Why do some insurance companies cost more than others?

We asked this question of 10 respective insurance brokers. The responses varied while the information that we provided to them was the same.

The majority of the increases in car insurance is relative to the amount of traffic violations, car accidents (at fault), and driving experience a person has. The first thing that people must consider when asking for a quote is there driving record or drivers abstract and how many at fault accidents they were involved in. The drivers abstract is the record of how many traffic tickets or violations (convictions) that they have received in the last 3 years.
 
If there are more than one car and driver in the household then it would be necessary to look at everyone collectively. Another driver in the household could potentially raise your insurance premium 

Basic things to consider

Any 2 traffic violation is enough to raise your insurance
or 1 traffic ticket and on accident(at fault)-meaning it was your fault that the accident occurred, can raise your insurance